How can we help?
Investment advice is not just for the elite few who are already wealthy—anyone can benefit from informed, professional guidance no matter their financial situation.
If you are new to investing or have a high level of understanding, we can work in tandem with you to grow your budding portfolio and to protect your wealth. We can achieve this through strategic tax planning, risk analysis and targeted investment advice. As you grow your investments and your circumstances change, we can show you how to expand your plan to focuses on specific goals.
If retirement is on your horizon, our expertise can guide your investment plans to meet your changing needs. As earned income is replaced with investment income you will benefit from a comprehensive retirement plan that will give you confidence.
Contact us now to make an appointment with one of our advisers and see how we can help you.
Superannuation contributions form the basis of a great financial plan. The favourable tax concessions on contributions and investment earnings make it an attractive structure for growing your wealth. When you are young, building your super contributions gives you a powerful way to take advantage of compounding returns.
As you move through your working life, you can look at more sophisticated strategies for accelerating your super through salary sacrificing. In the approach to retirement, you can take further advantage of strategies that provide more tax benefits in the transition to retirement.
Our strategic advice can be an invaluable tool to help you identify the benefits available to you and position your investment strategy to securely build your superannuation portfolio.
Contact us now to make an appointment with one of our advisers and see how we can help you.
Every great financial plan considers the risks and threats we face in life. Financial planning uses specially formulated strategies and tools to quantify and manage those risks. For most of us, there is no greater risk than a premature death, unforeseen illness, or accidental injury. Efficient insurance planning is the most economical and effective way of dealing with these risks at every stage of life.
Protecting your ability to earn income is an imperative, especially if you have bills to pay and a family to consider. As you move through life and if you choose to grow your family, there are new responsibilities and risks that need a secure protection strategy.
When you are close to retirement, you may want to adjust your insurance plan to consider grandchildren or extended family to ensure they are properly cared for.
Our expertise in risk planning gives you an edge in finding the most efficient insurance solutions so that your financial plans are appropriate at every stage of life. This can include a range of cover options from life, total and permanent disability to income protection and trauma insurance.
Contact us now to make an appointment with one of our advisers and see how we can help you insure your future.
Retirement can be the most exciting time in your life. It can also be a time of great uncertainty, especially if you are unsure of the level of capital required to manage your expenses. You may be looking forward to spending more time travelling or focusing on hobby projects with your family at home. Some important questions need to be answered to ensure a comfortable retirement. How will you plan your income flow and spending? How will you make sure you retain independence without running out of money? Seeking financial advice can help you answer those questions and give you the certainty you deserve.
Retirement planning can work to ensure you can maintain your lifestyle with your financial resources. More than any other stage in life, the decisions you make while planning for your retirement can make a huge difference to your outcome.
Some experienced know-how on the complex issues surrounding retirement finances is where we can help. We can guide you through the social security, taxation and investment aspects and help you to reach your retirement goals.
Contact us now to make an appointment with one of our advisers and see how we can help you plan for retirement.
Estate planning is more than just the making of a Will. It encompasses many facets including enduring power of attorney, Will and trust, beneficiary designations, guardianship, healthcare directives and a letter of intent. While most young, health people consider estate planning to be of lesser priority, anyone that is earning income and has a family will benefit from some level of estate planning advice.
No matter your age, you may have specific wishes for your assets, belongings, and your healthcare in the event of an accident. When children are involved, this is even more important. As you age, your needs may change, and your final wishes may need more sophisticated estate planning consideration. The legal and financial issues involved in estate planning can become very complex and require expert advice.
Estate planning advice can help you find the right structure to manage your affairs, reduce potential tax liabilities for family members and ensure your wishes are carried out the way you want them to be.
Contact us now to make an appointment with one of our advisers and see how we can help you manage your estate.
Most Australians know the importance of automotive insurance, home and contents insurance and health insurance. Business owners can often neglect insurance to protect themselves or their livelihood in the event of accident or death.
While the likelihood of unexpected events is rare, they do occur. Business owners can become incapacitated because of sickness, accident, major health traumas and premature death. Interruptions to business operations can be short term, prolonged or permanent and can range from incidental to serious. Stakeholders, including suppliers, staff, clients, creditors, and family need to be considered so the effects can magnify.
When considering how to mitigate the negative impact of unexpected events the simplest and most effective solution is business insurance strategies. These strategies protect you as a business owner, your family as potential recipients of your estate, your business itself, your business partner and your clients should something unexpected happen.
Every owner has a unique set of requirements and potential challenges to consider. Insurance needs to be crafted to ensure the right strategy and cover in implemented. As a guide, business owners should consider:
- life cover
- trauma cover
- total and permanent disablement cover
- income protection cover
- business expenses insurance
- buy/sell agreements
- group insurance.
Our expert risk advisers will discuss wealth protection options with you and tailor specific strategies to help you manage potential risks. And in doing so, will safeguard your business from unexpected events.
Contact us now to make an appointment with one of our advisers and see how we can help you with business risk management.
To provide our clients with a holistic financial solution, we have aligned our business with Tomas Weiszer who is the Principal of BeWeiszer Accounting and Tax; and a chartered accountant (CA), chartered tax adviser (CTA) and a certified practicing accountant (CPA). In addition to lodging basic and complex personal and company tax returns, BeWeiszer Accounting and Tax provides Accounting, Business Activity (BAS) Reporting and Tax Planning services to business owners.
Tomas specialises in business planning, sales, acquisitions and due diligence; as well as Self-managed Superannuation Funds (SMSFs), which include: SMSF establishment, property acquisitions via bare trust structures, SMSF administration, and regulatory reporting and audit services.